About Free Budget Tool

This free web tool can help you determine where your money is going by allowing you to keep track of the money that you spend, and what you spend it on. It's a simple tool designed to do a simple job and it's very easy for anyone to learn and use.

Here's how it works.

Save all of your receipts for a month. Then, for each one, enter the amount you spent and what you spent it on. For example, if you have a receipt from the grocery store, you select the category "Groceries", enter "$12.34" into the amount and then click "Add".

The tool stores the information you enter into a database. Then it displays all of the categories, the total of all the items in each category, and the total amount spent.

Do this for one month then at the end of the month you can print out the information you have, clear out all the records, and then start over for the next month.

It may sound simplistic, but this little tool can give you a remarkably clear picture of just where all of your money goes each month with very little effort. It's even fun to use because it's so easy.

And of course, you are free to use it in some other way than the one just described if you like. Whatever works for you.

Of course, this tool can't make you save money. It's up to you to find the willpower or some other means to manage your spending. But it can help by giving you a clear picture of "where you are" in terms of your budget, so that you can make rational, objective decisions about "where you need to be".

No personally identifying information need be given when you register. Since there is no way for anyone (including us) to know who you are, there is no way for us, or anyone else to know that you're the one who has been spending exhorbitant amounts of money on chocolate covered raisins rather than rent! In other words, you and your data are secure and that security comes from your complete anonymity. Also, since you don't need to provide an email address, you won't get any spam by registering either. In fact, the registration process is really only necessary so that the system can distinguish between whose data is who's.

You may have noticed the advertisements on the right side of every page. These advertisements generate enough income to make it possible for us to provide this budget tool free of charge for anyone.

So use the Free Budget Tool and have fun with it! We hope it helps. And if you have any suggestions on how to make it better, go to the Blog page and post a message there for us.

If you're ready to get started CLICK HERE to register.